For CDE executive directors, CFOs and compliance leads
Protect your next allocation and your investors’ credits.
We prepare and prove. You sign.
Specialists and software keep the record behind your community work, with every value traced to its source.
Prepared for your sign-off
- TLR and ILR packets
- Section 3.3(k) evidence
- Material Event drafts
- Schedule 1 tracking
- Board and borrower reporting
Built on the CY2024-2025 Allocation Agreement and the August 2026 Compliance FAQs.
Every QEI on one record. The first CY2021 QEI exits in March 2029.
The pilot
What the pilot is built to prove
Targets for the pilot. Results published with the client’s permission.
-
Pilot target
0
late filings in the reporting cycle. Every TLR and ILR validated inside its 180-day window.
-
Pilot target
100%
of TLR values traced to a source document, down to the page it came from.
-
Pilot target
2nd
person reviews every change before sign-off. No one checks their own work.
How it works
Four steps. A named person at every one.
Software proposes. People accept, check and sign. Try it.
- Source document
- Extraction method
- Preparer
- Checker
- CDE approver
- Exported cell
Three named people stand behind every number. The last one is yours.
Your Authorized Representative certifies to the CDFI Fund. Every value reaches you already sourced and checked.
-
01Preparer
A specialist
Accepts each value against its source.
AcceptedOct 21, 10:02P-01
-
02Checker
A different person
Reviews every change, plus a sample.
CheckedOct 23, 15:40C-02
-
03Approver
Your officer
Signs off and certifies.
Signed offOct 27, 11:18A-01
Borrower portal
A borrower portal under your brand
Requests, certificates and receipts in one place, under your CDE’s name.
- 1Your name and colors lead. We are a small Powered by line.
- 2Tests calculate as the borrower types.
- 3Reminders are sent and logged. Your team accepts each submission.
- 4The compliance year stays in view.
Eastside Health Partners
Annual compliance certificate, FY2026
cushion 80%
limit
72.0% residential: inside the 80% limit, above your 70% cushion. A comment is required.
Rules we track
What the new rules ask of you
Current CDFI Fund rules, read for the people who sign.
Late reports cost rank-score points
In the CY2026 round, a reporting deadline missed by your CDE or any affiliate, under any CDFI Fund award, between Jan 30, 2025 and the application deadline can cost up to 5 rank-score points.
CY2026 NOAA, FR Doc. 2026-18883Certification protects your investors’ credits
If a CDE loses certification, its investors face recapture. Treasury has named decertification and recapture among its remedies.
Treasury press release, Dec 23, 2025; Treas. Reg. 1.45D-1(e)Anti-discrimination diligence
Diligence on each QALICB before the QLICI, under written policies your governing body approves, setting how you investigate and document its compliance. Attested yearly in the ILR.
Section 3.3(k); FAQ Q42 (Aug 2026)Deep distress commitment
Your Schedule 1 percentage applies to your total QLICI dollars. It is measured at full QLICI closing or this date, if earlier, and must hold until your first QEI redemption. Shortfalls before then are projections, and we label them that way.
Section 3.2(h)(ii) and Schedule 1; FAQ Q33TLR, ILR and audited financials
Due 180 days after your fiscal year end.
Section 6.5Material Events
Reported within 30 calendar days of the event’s occurrence, on CDFI Form 0036 through an AMIS Service Request, including UEI and TIN changes.
Section 6.9; FAQ Q43, Q44Ways to work
Three ways to work with us
The difference is who does the work.
How pricing works
Priced per active QLICI, with managed services in basis points of QEI. The Readiness Review scopes your number.
Every tier includesThe full platformUnlimited CDE usersThe shared guidance desk
| Where the tiers differ | |||
|---|---|---|---|
| Closing record per QLICI | Guided setup; add-on | Captured and sourced | Captured and sourced |
| Covenants and deep distress | Dashboard | Monthly memo | Memo, quarterly call |
| 3.3(k) evidence pack | Diligence tools | Prepared for review | Prepared for review |
| TLR, ILR and AMIS entry packets | Validation tools | Prepared and checked | Prepared and checked |
| Material Events watch | Detection alerts | Form 0036 drafted | Form 0036 drafted |
| Borrower portal, your brand | Your staff follow up | Chased and reviewed | Chased and reviewed |
| Board packet | Generated | Prepared | Prepared, presented |
| Guidance and policy updates | Reviewed alerts | Policy update add-on | Annual policy update |
Planned, not yet available: application data, not writing (an add-on on the managed tiers), and year-7 unwind and close-out.
Not sure which level fits? The Readiness Review shows what each would take off your team.
Request a Readiness ReviewRoles
What each person at your CDE gets
One record, a different view for each job.
What is at stakeThe next award, and a CDE that stays eligible to win it.
- Allocation readiness at a glance
- Eligibility, on-time record, what is due next.
- Board packets
- From the dashboard data, stamped with an as-of time.
- A read view on your phone
- For the board meeting or the investor call.
What stays with you
Eligibility determinations, board approval of the 3.3(k) policy, and the decision on every filing.
What is at stakeSchedule 1 commitments met on your QLICI dollars, and QEI deadlines met.
- Schedule 1 headroom, today and at full closing
- With the pipeline deals that move it.
- QEIs on the seven-year record
- Against the issuance deadlines.
- Reinvestment windows
- For repaid principal, with the date each one closes.
What stays with you
Exercise and restructuring decisions.
What is at stakeReports accepted, and evidence produced on demand.
- A review queue
- Each proposed value shows its source page before you accept it.
- TLR validation by rule
- And an ILR checklist that includes the 3.3(k) attestation.
- Material events on a 30-day clock
- Counted from occurrence.
What stays with you
Materiality calls, rule-set updates you accept, and the AMIS certification by your Authorized Representative.
What is at stakeNo surprise from a borrower over seven years.
- A borrower status board
- Due dates, receipts and flagged variances in one list.
- Reminders sent and logged
- Without you writing each one.
- Certificates with tests already run
- Against federal limits and your CDE’s cushions.
What stays with you
Acceptance of each borrower submission, and every workout or risk decision.
What is at stakeAnswering your CDE quickly, once, and correctly.
- One portal under your lender’s name
- Requests, certificates and messages.
- Results as you type
- A test outside the limit shows before you sign, not after.
- Receipts for every submission
- And where you are in the seven years.
What stays with you
Your signature on each certificate. Your CDE accepts each submission before it counts.
For your counsel and auditors
Controls your counsel will ask about
AI reads documents and drafts. People decide. A rules engine calculates. Here is how one value’s record is designed to read.
| When | Who | What happened | Control |
|---|---|---|---|
| Oct 20, 09:14 | TractRecord platformDrafted | Proposed Sep 22, 2026 from the disbursement certificate, page 2, region marked. Not accepted. | 1 |
| Oct 21, 10:02 | PreparerP-01 | Accepted the value against its source page. | 1 |
| Oct 21, 10:02 | Rules engineRule set 2026.08 | Validation rules cleared. TLR due date calculated: Jun 29, 2027. | 3 |
| Oct 23, 15:40 | CheckerC-02 | A different specialist reviewed the value and its warning. Signed. | 2 |
| Oct 27, 11:18 | CDE approverA-01 | Signed off and released the TLR upload file to your team. | 2 |
| Oct 27, 11:31 | Your CDE userU-03 | Exported the file. The AMIS upload and certification happen in AMIS, under your Authorized Representative. | 5 |
| Oct 28, 08:52 | PreparerP-01 | Changed the value to Sep 23, 2026 after sign-off. | 4 |
| Oct 28, 08:52 | Rules engineRule set 2026.08 | Three sign-offs voided. Export withdrawn. Review reopened at step 2. | 4 |
Sample layout of the record, fictional data.Times, IDs and the rule set are illustrative.
A named person owns every number.
Each value carries its source and who signed it. Nothing is auto-accepted.
Separation of duties.
Preparer, checker and approver are designed to be three different people.
Calculations are designed to run without AI.
Schedule 1, tract and QALICB tests, deadlines and covenant headroom run in a versioned rules engine.
A later change voids every sign-off.
Any edit after sign-off is designed to reopen review.
Your CDE files.
AI never files or submits. Your user uploads to AMIS and certifies. We never hold AMIS credentials or act as Authorized Representative.
No AI training on your data.
We use AI providers only on no-training terms.
Security and data
- Use of your data
Never sold or used to source deals.
Commitment - AI training
None on your data. AI providers only on no-training terms.
Commitment - Filing and credentials
We never hold AMIS credentials or act as your Authorized Representative.
Commitment - SOC 2
Readiness, then Type I, then Type II. Not certified today.
Planned - Hosting, encryption, access
[Placeholder: provider and region, encryption, sign-in and MFA]
To confirm
FAQ
What CDE leaders ask first
Ten answers, from what stays with your team to how the work is priced.
Request a Readiness ReviewWhat we do and what stays with you
Every judgment: eligibility, materiality, the 3.3(k) conclusion and every certification.
No. AI never files or submits. Your user uploads to AMIS and certifies. We never hold AMIS credentials or act as your Authorized Representative.
No. We prepare the evidence pack for each QALICB, for you and your counsel. 3.3(k) materials are for CDE and counsel review, not legal advice, and the conclusion stays with you.
Nothing is auto-accepted. Your named preparer accepts or rejects each value against its source, and a different specialist reviews every warning and change, plus a sample. A change after sign-off reopens review.
Working with us
You get continuity when people leave, a checker who is not the preparer, and extra hands for the 180-day crunch.
Every tier includes unlimited CDE users and the shared guidance desk.
Priced per active QLICI, with managed services in basis points of QEI. The Readiness Review scopes your number.
It is fixed scope, delivered as a written memo for your leadership and counsel: a Section 3.3(k) gap check, deep distress headroom, a TLR data quality check and Material Events exposure. The next step is a 6-month pilot on your live portfolio.
Data and security
Your data is never sold or used to source deals. There is no AI training on your data: we use AI providers only on no-training terms.
Not today. Our path is a readiness assessment, then a Type I report, then Type II.
Start here
Start with a Readiness Review.
Fixed scope, delivered as a written memo for your leadership and counsel.
Next: a 6-month pilot on your live portfolio.